RUBY CONCEPTS

WHY SHOULD I INVEST IN OFF-PLAN PROPERTIES? An off-plan property is a property which is available for purchase before it is completely constructed. Investing in an off-plan property is therefore purchasing property in advance of its completion. The demand for high quality urban living has necessitated the rise in off-plan property developments. Below are some reasons why you should invest in off-plan properties. 1. You get properties at a lower price. Off-plan properties are typically sold prior to construction beginning at a significant discount, often with a small deposit requirement, some as low as 5% or 10% (a company I work with accepts less than 5%). This enables investors acquire properties below market value. 2. You have the opportunity to choose the choicest spot for your property in a given location. One of the biggest advantages of buying off-plan is selection. Unlike in completed buildings, you can usually select the ideal unit to suit your needs, tastes and budget when buy...

REAL ESTATE VS STOCKS      Many investors have traditionally turned to the stock market as a place to put their investing money. While stocks are a well-known investment option, not everyone knows that buying Real estate is also considered an investment. Under the right circumstances, real estate offers an alternative that can be lower risk, yield better returns, and offer greater diversification. Whether it's planning for retirement, saving for a university fund, or earning residual income, you need an investment strategy that fits your budget and your needs. Comparing an investment in real estate to buying stocks is a good place to start. Why Choose Real Estate over Stocks? Investing in real estate or stocks is a personal choice that depends on your income, risk tolerance, goals, and investment style. It's safe to assume that more people invest in the stock market, perhaps because it doesn't take as much time or money to buy stocks. If you're buying rea...